Kristjana
Kristjana is an artist and her husband Jói works at a bank. Jói offered to oversee their finances as it is his speciality. At first, she was relieved but now she finds it uncomfortable not to have access to their bank accounts. She also thinks it is unfair that Jói sometimes refuses to give her money for necessities even though he buys tobacco and alcohol himself for their money.
When she asks Jói to bring her into their finances he always downplays it with witty answers about this being too complicated for her and that she should not worry and asks if she really does not trust him with the finances.